Medigap, Final Expense & Supplemental Coverage Writer
SHT Supplemental Coverage Editorial Desk
Coverage Compass is the Senior Health Times editorial voice for Medigap supplemental plans, Final Expense life insurance, and Hospital Indemnity coverage — the products that fill the gaps Original Medicare leaves behind.
A lot of seniors don't realize how much Original Medicare leaves on the table until they get a bill. Coverage Compass exists to make sure people know what they're getting into before they need to use it, not after. The focus is always practical: what does this actually protect you from, what does it cost long-term, and is it worth it for your situation.
Plan F covers one extra expense that Plan G doesn't — but the premium difference often makes Plan G the smarter financial choice for most beneficiaries. Here's how to run the numbers for your situation.
April 11, 2026
From Part A deductibles to the new $2,000 drug cap, here's exactly what Medicare beneficiaries are on the hook for this year — and how Medigap can fill the gaps.
April 6, 2026
Final expense life insurance can protect your family from funeral costs that now average over $9,000 — but the right policy depends heavily on your age, health, and how long you plan to pay premiums.
April 12, 2026
Whole life policies designed for end-of-life costs can protect your family from funeral bills and unpaid debts — but the right policy depends heavily on your age, health, and how long you plan to pay premiums.
April 11, 2026
Long-term care insurance can protect your retirement savings from the crushing cost of nursing home or home care — but choosing the right company and policy type requires understanding what's changed in this market.
April 10, 2026
From health status to coverage amounts, these decisions shape whether a final expense policy actually protects your family — or drains your budget for years.
April 9, 2026
Editorial Standards
Content published under Coverage Compass is for informational purposes only and does not constitute licensed insurance or medical advice. All articles cite CMS.gov, Medicare.gov, and other authoritative sources. For personalized guidance, consult a licensed insurance agent or visit Medicare.gov.